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Generator Sizing Calculator — Standby kW

Adding up running watts gets you half an answer. A generator also has to absorb the inrush when the biggest motor starts while everything else is already running — and on most houses that starting surge, not the running total, is what sets the size. This tool checks both and tells you which one governed.

Size the generator

Running watts by load

%
0%60%

Generator size

20 kW

Motor starting governs the size

Running total

9,200 W

Starting need

19,200 W

See the breakdown
Running total
With margin
Largest motor surge
Starting requirement
Governing requirement
Selected

The generator has to absorb 15,000 W of inrush while 4,200 W is already running.

The method, explained in plain English

# Requirement 1 — running capacity
running = sum of running watts × (1 + margin)
# Requirement 2 — starting capacity
starting = running total − largest motor running + largest motor starting
# The size
required = max(running, starting)  →  round up to a standard kW
# Why requirement 2 usually wins
motor inrush is 2–4× running watts for a second or two

Only one motor starts at a time

You size for the largest motor's inrush, not every motor's. Two compressors starting on the same cycle is rare enough that the code and the industry both size for one.

Resistive loads have no surge

Heaters, ovens, water heaters, and lighting draw the same starting as running. Only motors — compressors, pumps, fans — carry inrush.

A soft starter can save a size

If starting governs your result, reducing inrush on the largest motor is often cheaper than the next generator up. Inverter-driven equipment does this natively.

Ratings derate with conditions

Standby ratings assume sea level and moderate ambient. Expect a few percent loss per 1,000 ft of altitude, and more in sustained heat.

Worked examples

The same load list, three different starting characteristics — and three different generators.

1

Essential circuits, typical 3× motor

The defaults above — 9,200 W of running load.

running: 9,200 × 1.25 = 11,500 W
starting: 9,200 − 5,000 + (5,000 × 3 = 15,000) = 19,200 W
governing = 19,200 W → 20 kW

Result: the A/C compressor's inrush sets the size. The running load alone would have fitted a 12 kW set.

2

Same loads, soft starter on the A/C

Set the starting surge to 1× — an inverter or soft-started compressor.

running: 9,200 × 1.25 = 11,500 W
starting: 9,200 − 5,000 + 5,000 = 9,200 W
governing = 11,500 W → 12 kW

Result: two sizes smaller, from one accessory. This is the single highest-leverage change available on a generator quote.

3

Hard-starting compressor, 4×

An older single-stage compressor with no start assist.

starting: 9,200 − 5,000 + (5,000 × 4 = 20,000) = 24,200 W
governing = 24,200 W → 26 kW

Result: the same house needs a set twice the size of the soft-start case. Always check the compressor's locked-rotor amps on its nameplate.

Typical running and starting watts

Planning figures. Always prefer the nameplate — and for motors, the locked-rotor amps if it gives them. Resistive loads carry no surge, so their starting figure equals running.

Load Running W Surge Starting W
Furnace / air handler (1/2 hp) 800 2,400
Central A/C, 3 ton 5,000 15,000
Well pump (1 hp) 1,500 4,500
Sump pump (1/3 hp) 800 2,400
Refrigerator 700 2,100
Lighting & outlets 1,200 none 1,200
Electric water heater 4,500 none 4,500
Electric range (one element) 2,500 none 2,500

Sources & standards: running and starting figures are planning estimates from typical residential equipment nameplates; surge multiples reflect common induction-motor inrush and vary with the specific machine. Generator installations are governed by NEC (NFPA 70) 2023 Article 445 (generators), Article 702 (optional standby systems), and 702.5 for transfer equipment capacity; Article 700 applies to legally required emergency systems. Local amendments override the model code, and the AHJ has final say.

Frequently asked questions

Common questions about sizing a standby generator.

What size generator do I need for my house?

It depends entirely on which loads you intend to run, not on the square footage. A typical essential-circuits set — furnace or air handler, well pump, refrigerator, lighting and outlets, sump pump — runs around 9,000 to 10,000 W, which usually lands on a 20 kW generator once the motor-starting surge is accounted for. Whole-house coverage with central air and electric cooking often needs 24 kW or more.

Why is the generator bigger than the sum of my loads?

Because starting a motor draws several times its running current for a second or two. If your loads total 9,200 W but the air conditioner alone needs 15,000 W to start, the generator has to supply the other 4,200 W and that 15,000 W inrush at the same moment — 19,200 W. On any house with an air conditioner, heat pump, or well pump, the starting requirement usually governs rather than the running total.

What is the difference between running watts and starting watts?

Running watts is the steady draw once a load is up to speed. Starting watts (or surge) is the brief inrush a motor demands to overcome inertia — commonly 2 to 3 times running watts for a typical induction motor, and higher for a hard-starting compressor. Resistive loads like heaters, lights, and ovens have no surge at all: running and starting watts are the same.

Can a soft starter let me use a smaller generator?

Often, yes — and it is frequently cheaper than the next generator size up. A soft starter or an inverter-driven compressor reduces inrush dramatically, which can move the governing requirement from the starting path back to the running path. If this calculator tells you motor starting is what set your size, a soft starter on the largest motor is the first thing to price.

Do I need a transfer switch?

Yes. A permanently installed standby generator requires a transfer switch so utility and generator power can never be connected simultaneously — that is a life-safety requirement for line workers as much as for the equipment. An automatic transfer switch starts the set and switches over on its own; a manual switch is cheaper but needs someone present. Backfeeding a panel through a receptacle is extremely dangerous and never permitted.

Should I size for the whole house or just essential circuits?

Essential circuits is usually the better value — a smaller set, a smaller gas supply, and a lower install cost. Whole-house makes sense where central air conditioning matters in summer, where the house is all-electric, or where an occupant depends on medical equipment. A middle route is whole-house coverage with a load-shedding module that drops the air conditioner when the range is in use, letting a smaller generator serve everything.

Does the generator's kW rating mean the same as my load in watts?

For sizing purposes, treat 1 kW as 1,000 W of load. Two caveats: generator ratings are usually given for standby duty rather than continuous prime duty, so a set rated 20 kW standby should not be run flat out indefinitely — which is exactly what the margin in this calculator protects. And a set's rating derates with altitude and high ambient temperature, typically a few percent per 1,000 feet.

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